Current Rates
Rate are accurate as of 8/2/2022.
| Minimum Amount to open | Interest Rate | Annual Percentage Yield | Crediting Frequency | |
| Statement Savings | $100.00 | |||
| $0.00 – $200.00 | n/a | n/a | n/a | |
| $200.01 – $9,999.99 | 0.10 % | 0.10 % | Monthly | |
| $10,000.00 & over | 0.20 % | 0.20 % | Monthly | |
| Kids Club | $1.00 | 0.15 % | 0.15 % | Monthly |
| Christmas Club | $1.00 | 0.15 % | 0.15 % | At Payout |
| Just 4 You | $1.00 | 0.15 % | 0.15 % | At Payout |
| Public Funds NOW Account | $1,000.00 | |||
| $0.00 – $2,499.99 | 0.05 % | 0.05 % | Monthly | |
| $2,500.00 – $19,999.99 | 0.10 % | 0.10 % | Monthly | |
| $20,000.00 & over | 0.15 % | 0.15 % | Monthly | |
| Public Funds Plus | $1.00 | |||
| $0.00 – $9,999.99 | 0.00 % | 0.00 % | Monthly | |
| $10,000.00 & over (Floating Rate) | 1.33 % | 1.34 % | Monthly | |
| Preferred Checking | $50.00 | |||
| up to $10,000.00 (if requirements met) | 1.25% | 1.26% | Monthly | |
| $10,000.00 & over | 0.05% | 0.05% | Monthly | |
| Loyalty Checking | $50.00 | |||
| $0.00 – $5,000.00 | 0.05% | 0.05% | Monthly | |
| $5,000.01 – $25,000.00 | 0.10% | 0.10% | Monthly | |
| $25,000.01 – $75,000.00 | 0.15% | 0.15% | Monthly | |
| $75,000.01 & over | 0.25% | 0.25% | Monthly | |
| Money Market Checking (Individual or Business) | $2,500.00 | |||
| $0.00 – $2,499.99 | 0.05 % | 0.05 % | Monthly | |
| $2,500.00 – $19,999.99 | 0.10 % | 0.10 % | Monthly | |
| $20,000.00 – $49,999.99 | 0.15 % | 0.15 % | Monthly | |
| $50,000.00 & over | 0.20 % | 0.20 % | Monthly | |
| Loyalty Business Checking | $1,000.00 | |||
| $0.00 – $9,999.99 | 0.00 % | 0.00 % | Monthly | |
| $10,000.00 – $49,999.99 | 0.05 % | 0.05 % | Monthly | |
| $50,000.00 – $199,999.99 | 0.10 % | 0.10 % | Monthly | |
| $200,000.00 & over | 0.20 % | 0.20 % | Monthly | |
| Health Savings Account | $50.00 | |||
| under $1,000.00 | 0.05 % | 0.05 % | Monthly | |
| $1,000.00 & over | 0.15 % | 0.15 % | Monthly | |
| Military Checking | $100.00 | |||
| $0.00 – $999.99 | 0.00 % | 0.00 % | Monthly | |
| $1,000.00 – $24,999.99 | 0.15 % | 0.15 % | Monthly | |
| $25,000.00 & over | 0.30 % | 0.30 % | Monthly | |
| IRA Accounts | $500.00 | |||
| 12 mo IRA CD (Fixed Rate) | 0.50 % | 0.50 % | Quarterly | |
| 18 mo IRA CD (Fixed Rate) | 0.60 % | 0.60% | Quarterly | |
| 18 mo IRA CD (Variable) | 0.60 % | 0.60 % | Monthly | |
| 24 mo IRA CD (Fixed Rate) | 0.75% | 0.75% | Quarterly | |
| 30 mo IRA CD (Fixed Rate) | 0.75 % | 0.75 % | Quarterly | |
| 36 mo IRA CD (Fixed Rate) | 1.00% | 1.01 % | Quarterly | |
| 48 mo IRA CD (Fixed Rate) | 1.25 % | 1.26% | Quarterly | |
| 60 mo IRA CD (Fixed Rate) | 1.50% | 1.51% | Quarterly | |
| Certificates of Deposit* | $1,000.00 | |||
| 03 Month | 0.25 % | 0.25 % | Monthly | |
| 06 Month | 0.35 % | 0.35 % | Monthly | |
| 12 Month | 0.50 % | 0.50 % | Monthly | |
| 18 Month | 0.60 % | 0.60 % | Monthly | |
| 24 Month | 0.75 % | 0.75 % | Monthly | |
| 30 Month | 0.10 % | 0.10 % | Monthly | |
| 36 Month | 1.00 % | 1.01 % | Monthly | |
| 48 Month | 1.25 % | 1.26 % | Monthly | |
| 60 Month | 1.50 % | 1.51 % | Monthly | |
| 9 Month CD Special** | 1.60% | 1.61% | Monthly | |
| 19 Month CD Special** | 2.10% | 2.12% | Monthly | |
| 29 Month CD Special** | 2.60% | 2.63% | Monthly |
Interest compounded daily on all accounts, Rates subject to change daily. Substantial penalty for early withdrawal. For additional information, contact a Customer Service Representative.
*Kids CD $250.00 to open if they have a Kids Club Account. $500.00 to open all other Kids CDs.
**9 month CD renews to 12 month CD. 19 month CD renews to 24 month CD. 29 month CD renews to 36 month CD.
Member FDIC.
