Current Rates
Rate are accurate as of 3/16/2020.
| Minimum Amount to open | Interest Rate | Annual Percentage Yield | Crediting Frequency | |
| Savings | $100.00 | |||
| $0.00 – $200.00 | n/a | n/a | n/a | |
| $200.01 – $9,999.99 | 0.15 % | 0.15 % | Monthly | |
| $10,000 & over | 0.25 % | 0.25 % | Monthly | |
| Kids Club | $1.00 | 0.25 % | 0.25 % | Monthly |
| Christmas Club | $1.00 | 0.25 % | 0.25 % | At Payout |
| Just 4 You | $1.00 | 0.25 % | 0.25 % | At Payout |
| Public Funds Now | $1,000.00 | |||
| $0.00 – $2,499.99 | 0.05 % | 0.05 % | Monthly | |
| $2,500 – $19,999.99 | 0.10 % | 0.10 % | Monthly | |
| $20,000 & over | 0.15 % | 0.15 % | Monthly | |
| Public Funds Plus | $1.00 | |||
| $0.00 – $9,999.99 | 0.00 % | 0.00 % | Monthly | |
| $10,000 & over | 0.55 % | 0.55 % | Monthly | |
| Preferred Checking | $50.00 | |||
| $0.01 – $10,000.00 | 1.29% | 1.30% | Monthly | |
| $10,000.01 & over | 0.05% | 0.05% | Monthly | |
| Loyalty Checking | $50.00 | |||
| $0.00 – $5,000.00 | 0.05% | 0.05% | Monthly | |
| $5,000.01 – $25,000.00 | 0.25% | 0.25% | Monthly | |
| $25,000.01 – $75,000.00 | 0.50% | 0.50% | Monthly | |
| $75,000.01 & over | 0.75% | 0.75% | Monthly | |
| Money Market Checking (Individual or Business) | $2,500.00 | |||
| $0.00 – $2,499.99 | 0.10 % | 0.10 % | Monthly | |
| $2,500 – $19,999.99 | 0.20 % | 0.20 % | Monthly | |
| $20,000 – $49,999.99 | 0.30 % | 0.30 % | Monthly | |
| $50,000 & over | 0.40 % | 0.40 % | Monthly | |
| Business Interest Bearing | $1,000.00 | |||
| $0.00 – $2,499.99 | 0.05 % | 0.05 % | Monthly | |
| $2,500 – $19,999.99 | 0.10 % | 0.10 % | Monthly | |
| $20,000 & over | 0.15 % | 0.15 % | Monthly | |
| Health Savings Account | $50.00 | |||
| under $1,000 | 0.10 % | 0.10 % | Monthly | |
| $1,000 & over | 0.50 % | 0.50% | Monthly | |
| Military Checking | $100.00 | |||
| $0.00 – $999.99 | 0.00 % | 0.00 % | Monthly | |
| $1,000.00 – $24,999.99 | 0.35 % | 0.35 % | Monthly | |
| $25,000.00 & over | 0.75 % | 0.75 % | Monthly | |
| IRA Accounts | ||||
| 12 mo IRA CD (Fixed Rate) | $500.00 | 0.75 % | 0.75 % | Quarterly |
| 18 mo IRA CD (Fixed Rate) | $500.00 | 0.80 % | 0.80 % | Quarterly |
| 18 mo IRA CD (Variable) | $500.00 | 2.00 % | 2.02 % | Monthly |
| 24 mo IRA CD (Fixed Rate) | $500.00 | 0.90% | 0.90% | Quarterly |
| 30 mo IRA CD (Fixed Rate) | $500.00 | 0.90 % | 0.90 % | Quarterly |
| 36 mo IRA CD (Fixed Rate) | $500.00 | 1.05% | 1.06 % | Quarterly |
| 48 mo IRA CD (Fixed Rate) | $500.00 | 1.25 % | 1.26% | Quarterly |
| 60 mo IRA CD (Fixed Rate) | $500.00 | 1.40 % | 1.41 % | Quarterly |
| Certificates of Deposit | ||||
| 03 Month | $1,000.00 | 0.25 % | 0.25 % | Monthly |
| 06 Month | $1,000.00 | 0.35 % | 0.35 % | Monthly |
| 12 Month | $1,000.00 | 0.75 % | 0.75 % | Monthly |
| 18 Month | $1,000.00 | 0.80 % | 0.80 % | Monthly |
| 24 Month | $1,000.00 | 0.90 % | 0.90 % | Monthly |
| 30 Month | $1,000.00 | 0.90 % | 0.90 % | Monthly |
| 36 Month | $1,000.00 | 1.05 % | 1.06 % | Monthly |
| 48 Month | $1,000.00 | 1.25 % | 1.26 % | Monthly |
| 60 Month | $1,000.00 | 1.40 % | 1.41 % | Monthly |
Interest compounded daily on all accounts, Rates subject to change daily. Substantial penalty for early withdrawal. For addtional information contact Customer Service Representative. Member FDIC.
