Current Rates
Rate are accurate as of 4/5/2022.
| Minimum Amount to open | Interest Rate | Annual Percentage Yield | Crediting Frequency | |
| Savings | $100.00 | |||
| $0.00 – $200.00 | n/a | n/a | n/a | |
| $200.01 – $9,999.99 | 0.10 % | 0.10 % | Monthly | |
| $10,000 & over | 0.15 % | 0.15 % | Monthly | |
| Kids Club | $1.00 | 0.15 % | 0.15 % | Monthly |
| Christmas Club | $1.00 | 0.15 % | 0.15 % | At Payout |
| Just 4 You | $1.00 | 0.15 % | 0.15 % | At Payout |
| Public Funds Now | $1,000.00 | |||
| $0.00 – $2,499.99 | 0.05 % | 0.05 % | Monthly | |
| $2,500 – $19,999.99 | 0.10 % | 0.10 % | Monthly | |
| $20,000 & over | 0.15 % | 0.15 % | Monthly | |
| Public Funds Plus | $1.00 | |||
| $0.00 – $9,999.99 | 0.00 % | 0.00 % | Monthly | |
| $10,000 & over (Floating Rate) | 0.25 % | 0.25 % | Monthly | |
| Preferred Checking | $50.00 | |||
| up to $10,000.00 (if requirements met) | 0.30% | 0.30% | Monthly | |
| $10,000.00 & over | 0.05% | 0.05% | Monthly | |
| Loyalty Checking | $50.00 | |||
| $0.00 – $5,000.00 | 0.05% | 0.05% | Monthly | |
| $5,000.01 – $25,000.00 | 0.10% | 0.10% | Monthly | |
| $25,000.01 – $75,000.00 | 0.15% | 0.15% | Monthly | |
| $75,000.01 & over | 0.25% | 0.25% | Monthly | |
| Money Market Checking (Individual or Business) | $2,500.00 | |||
| $0.00 – $2,499.99 | 0.05 % | 0.05 % | Monthly | |
| $2,500 – $19,999.99 | 0.10 % | 0.10 % | Monthly | |
| $20,000 – $49,999.99 | 0.15 % | 0.15 % | Monthly | |
| $50,000 & over | 0.20 % | 0.20 % | Monthly | |
| Loyalty Business Checking | $1,000.00 | |||
| $0.00 – $9,999.99 | 0.00 % | 0.00 % | Monthly | |
| $10,000 – $49,999.99 | 0.05 % | 0.05 % | Monthly | |
| $50,000 – $199,999.99 | 0.10 % | 0.10 % | Monthly | |
| $200,000 & over | 0.20 % | 0.20 % | Monthly | |
| Health Savings Account | $50.00 | |||
| under $1,000 | 0.05 % | 0.05 % | Monthly | |
| $1,000 & over | 0.15 % | 0.15 % | Monthly | |
| Military Checking | $100.00 | |||
| $0.00 – $999.99 | 0.00 % | 0.00 % | Monthly | |
| $1,000.00 – $24,999.99 | 0.15 % | 0.15 % | Monthly | |
| $25,000.00 & over | 0.20 % | 0.20 % | Monthly | |
| IRA Accounts | ||||
| 12 mo IRA CD (Fixed Rate) | $500.00 | 0.20 % | 0.20 % | Quarterly |
| 18 mo IRA CD (Fixed Rate) | $500.00 | 0.25 % | 0.25 % | Quarterly |
| 18 mo IRA CD (Variable) | $500.00 | 0.60 % | 0.60 % | Monthly |
| 24 mo IRA CD (Fixed Rate) | $500.00 | 0.35% | 0.35% | Quarterly |
| 30 mo IRA CD (Fixed Rate) | $500.00 | 0.35 % | 0.35 % | Quarterly |
| 36 mo IRA CD (Fixed Rate) | $500.00 | 0.50% | 0.50 % | Quarterly |
| 48 mo IRA CD (Fixed Rate) | $500.00 | 0.60 % | 0.60% | Quarterly |
| 60 mo IRA CD (Fixed Rate) | $500.00 | 0.70% | 0.70% | Quarterly |
| Certificates of Deposit | ||||
| 03 Month | $1,000.00 | 0.05 % | 0.05 % | Monthly |
| 06 Month | $1,000.00 | 0.10 % | 0.10 % | Monthly |
| 12 Month | $1,000.00 | 0.20 % | 0.20 % | Monthly |
| 18 Month | $1,000.00 | 0.25 % | 0.25 % | Monthly |
| 24 Month | $1,000.00 | 0.35 % | 0.35 % | Monthly |
| 30 Month | $1,000.00 | 0.10 % | 0.10 % | Monthly |
| 36 Month | $1,000.00 | 0.50 % | 0.50 % | Monthly |
| 48 Month | $1,000.00 | 0.60 % | 0.60 % | Monthly |
| 60 Month | $1,000.00 | 0.70 % | 0.70 % | Monthly |
Interest compounded daily on all accounts, Rates subject to change daily. Substantial penalty for early withdrawal. For additional information contact Customer Service Representative. Member FDIC.
