Current Rates

Rate are accurate as of 11/3/22.

Minimum Amount to open Interest Rate Annual Percentage Yield Crediting Frequency
Statement Savings $100.00
$0.00 – $200.00 n/a n/a n/a
$200.01 – $9,999.99 0.10 % 0.10 % Monthly
$10,000.00 & over 0.20 % 0.20 % Monthly
Kids Club $1.00 0.15 % 0.15 % Monthly
Christmas Club $1.00 0.50 % 0.50 % At Payout
Just 4 You $1.00 0.50 % 0.50 % At Payout
Public Funds NOW Account $1,000.00
$0.00 – $2,499.99 0.05 % 0.05 % Monthly
$2,500.00 – $19,999.99 0.10 % 0.10 % Monthly
$20,000.00 & over 0.40 % 0.40 % Monthly
Public Funds Plus $1.00
$0.00 – $9,999.99 0.00 % 0.00 % Monthly
$10,000.00 & over (Floating Rate) 2.08 % 2.10 % Monthly
Preferred Checking $50.00
up to $10,000.00 (if requirements met) 1.25% 1.26% Monthly
$10,000.00 & over 0.05% 0.05% Monthly
Loyalty Checking $50.00
$0.00 – $5,000.00 0.05% 0.05% Monthly
$5,000.01 – $25,000.00 0.10% 0.10% Monthly
$25,000.01 – $75,000.00 0.15% 0.15% Monthly
$75,000.01 & over 0.40% 0.40% Monthly
Money Market Checking (Individual or Business) $2,500.00
$0.00 – $2,499.99 0.05 % 0.05 % Monthly
$2,500.00 – $19,999.99 0.10 % 0.10 % Monthly
$20,000.00 – $49,999.99 0.15 % 0.15 % Monthly
$50,000.00 & over 0.40 % 0.40 % Monthly
Loyalty Business Checking $1,000.00
$0.00 – $9,999.99 0.00 % 0.00 % Monthly
$10,000.00 – $49,999.99 0.05 % 0.05 % Monthly
$50,000.00 – $199,999.99 0.10 % 0.10 % Monthly
$200,000.00 & over 0.40 % 0.40 % Monthly
Health Savings Account $50.00
under $1,000.00 0.05 % 0.05 % Monthly
$1,000.00 & over 0.15 % 0.15 % Monthly
Military Checking $100.00
 $0.00 – $999.99  0.00 % 0.00 % Monthly
 $1,000.00 – $24,999.99 0.15 % 0.15 % Monthly
 $25,000.00 & over 0.30 % 0.30 % Monthly
IRA Accounts $500.00
12 mo IRA CD (Fixed Rate) 1.75% 1.77% Quarterly
18 mo IRA CD (Fixed Rate) 1.95 % 1.97% Quarterly
18 mo IRA CD (Variable) 0.60 % 0.60 % Monthly
24 mo IRA CD (Fixed Rate) 2.05% 2.07% Quarterly
30 mo IRA CD (Fixed Rate) 2.05 % 2.07 % Quarterly
36 mo IRA CD (Fixed Rate) 2.15% 2.17 % Quarterly
48 mo IRA CD (Fixed Rate) 2.20 % 2.22% Quarterly
60 mo IRA CD (Fixed Rate) 2.25% 2.28% Quarterly
13 mo IRA CD Special (Fixed Rate)** 3.00% 3.05% Quarterly
23 mo IRA CD Special (Fixed Rate)** 3.25% 3.30% Quarterly
Certificates of Deposit* $1,000.00
03 Month 1.00 % 1.01% Monthly
06 Month 1.25% 1.26 % Monthly
12 Month 1.75% 1.77 % Monthly
18 Month 1.95 % 1.97% Monthly
24 Month 2.05 % 2.07 % Monthly
30 Month 2.05% 2.07 % Monthly
36 Month 2.15 % 2.17 % Monthly
48 Month 2.20 % 2.22 % Monthly
60 Month 2.25 % 2.28 % Monthly
13 Month Special** 3.00% 3.05% Monthly
23 Month Special** 3.25% 3.30% Monthly

Interest compounded daily on all accounts, Rates subject to change daily. Substantial penalty  for early withdrawal. For additional information, contact a Customer Service Representative.
*Kids CD $250.00 to open if they have a Kids Club Account. $500.00 to open all other Kids CDs.
**13 month CD renews to 12 month CD. 23 month CD renews to 24 month CD. Public Funds and Businesses $250,000.00 maximum.

Member FDIC.