Personal Credit Cards

Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.


Three great options all from the bank you know best.

  • Rewards Platinum-unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and much more. Visit for details³.
  • Cash Rewards Platinum-earn 1% cash back on all net purchases. Cash rewards never expire³.
  • Platinum Edition-no penalty APR and competitive rates.

Enjoy the following features with all of the above options:

  • Competitive Rates*
  • Mobile Payments for a safe and secure way to pay
  • Free FICO® Score¹
  • Cell Phone Protection²
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCK™ Email and Text Fraud Alerts
  • ID Navigator Powered by NortonLifeLock

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Build Your Credit with our Secured Credit Card

Our Secured Credit Card* is the perfect solution if you are looking to build or re-build your credit. It works like any other credit card except it requires a security deposit which is held as collateral for your account.

Plus, you receive these great benefits:

  • Graduation Eligibility: With responsible use, you may become eligible for graduation to an Unsecured Credit Card in as little as 13 months.
  • Free FICO® Score¹
  • Fraud Monitoring & Zero Fraud Liability
  • Text & Email Fraud Alerts
  • Mobile Payments
  • 24/7, U.S.-based Customer Service
  • Financial Education

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Frequent Traveler?

Our Visa® Signature Travel Credit Card is the card that goes beyond ordinary rewards. Earn 30,000 bonus points when you spend $2,500 in the first 3 months.

Plus, receive competitive rates* with exclusive perks and great benefits.

  • Earn 1.5 points per dollar on net purchases. Points do not expire and there is no cap.
  • Access to Visa Signature Luxury Hotel Collection
  • Rental car privileges with Silvercar by Audi
  • 24/7 Concierge Service
  • Mobile Payments
  • Zero Fraud Liability and Fraud Monitoring
  • Email and Text Fraud Alerts

Apply Now


*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
¹FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
²Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at or call 1-866-894-8569.
³In order to access rewards, your account must be open and in good standing.