Mortgage Loans

Community banking is really a group effort – people helping people. Customers who deposit money with us allow us to fund loans for their neighbors, along with local businesses and new developments. Together, we are helping each other and our community grow.

We love working with people to build their dreams, whether that means buying land, funding a home purchase, building a new home or making extensive renovations to an existing home. 






Real Estate Lending

Our team of experienced residential lenders is here to help you buy your new home. We offer personalized services to help determine which products work best for you and pre-qualifications to see what you can afford.

Our loan products include:

  • Fixed Rate Loans  
  • Variable Rate Loans
  • Government Loans (FHA/VA/USDA)
  • Construction Loans
  • Home Equity Lines of Credit


Fixed Rate Loans

We offer a variety of terms for fixed rate loans. We also offer special loans, including USDA (no down payment), VA (veterans), and FHA loans.


Variable Rate Loans

Sometimes the best option is a variable rate loan. Bank of Hillsboro offers these products, as well. Contact your local lender today to find the current rate.


Refinance Your Mortgage

Refinancing may help you save money with a lower interest rate. It can also give you access to extra cash for any purpose.


Construction Loans

Whether you are building a new home or remodeling your existing home, Bank of Hillsboro offers building and construction loans to help you accomplish your goals. Once building is complete, we will help you convert to permanent financing.  Contact your local lender today!


Home Equity Lines of Credit

A Home Equity Line of Credit lets you convert a portion of your home’s equity into cash whenever you need it. This is a revolving line of credit secured by real estate. A HELOC can be beneficial for paying off existing debt, remodeling, or funding a vacation. Learn More


Home Loan Requirements

  • Personal Tax Returns / W2’s (last 2 years)
  • Paystubs (30 consecutive days)
  • Bank Statements /Asset Accounts (last 2 months)
  • Signed Sales Contract (if purchasing new home)